1st point
Illegal? no how can it be..
With companies like NRMA and GIO there policy clearly states that they allow UN-NAMED drivers to DRIVE THE VEHICLE as their policy is that if you are not listed you just pay the EXTRA EXCESS which in NRMA's case is (Your normal excess e.g. $600) + another $2,500 no-named driver excess.
Im not arguiing here i just want to know if its REALY ILLEGAL. Cause this is advice that is given every where around the world.. for young drivers
AND!!
its not a bit extra, in my old car i think i was quoted $6,000 as a SECOND DRIVER a year and $1,200 under my mothers name under my name it just WOULD NOT BE COVERED (this was for a honda integra). That's a very big difference in my opinion it isnt extra cash. You can buy another car for the same amount.
It shouldnt be illegal as long as the car isn't registered under MY OWN name then i guess it would considered MY CAR. it will be be registered under the mums name as .. GREEN SLIP and everything is also cheaper. (btw i know i keep saying mum.. dad works too .. in my case it wont horrible road rage incidents lol)
It isn't illegal to drive a car that isn't yours.
Have you ever watched top gear or read a magazine regarding young drivers, they all say the exact same thing register and insure under the parents. As it is the only realistic way to afford comprehensive.
Even third party with a yuong driver listed is $1000 a year or $400 a year under the parents all it does is come with a higher excess..
Would u rather pay the extra few grand EVERY YEAR whether u have an accident or not AND IF YOU HIT IT U STILL PAY A LARGE SUM.
or pay LESS every year MUCH LESS and only pay that large sum when u smash?
On top of all that.. what if your car is keyed? burnt? etc..
You gonna pay the RIP OFF EXCESS?? or you gonna pay your mothers excess? which is $2500 cheaper then yours!
For $3200 i can easily get a FULL PAINT JOB. Why would i go through insurance? What is the point in having the thing.
For $800 a new paintjob sounds good to me
(this also applies to smashes) if you hit a wall you gonna say HI IM 18 I SMASHED THE CAR CHARGE ME TRIPLE
or hi im 35 a mum and lost control and pay less.
it just doesnt make sense why would u put urself in debt its not a legal issue its just a common sense. thing
PERHAPS IT IS ILLEGAL IN SOME WAY, but the point is it isnt illegal to drive someone elses car so how can driving a car insured under your parents name be illegal?
But ofcourse this does VARY on different companies!!
e.g. AAMI DOES NOT COVERED UN-NAMED drivers from what i remmeber. If you aren't named you are NOT COVERED.
Please dont take this as like an arguement.. im just curious as to how u can show me .. it is illegal/fraud remember techincally it isnt the YOUNG DRIVERS car if it is registered under the mums name.
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2nd point (about the mods)
That was my point..
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3rd point
thank u
i realised after that firefox has spellcheck and just press correct after i wrote that long msg------------
p.s. i know its beginning to go futher and further off topic. This guy asked a question and we went on our own topic spree.
let me just be clear.
No you cant do it on the sly. Its illegal. They'll find and catch u one day.
In my personal opinion supercharger is more quiet.
If you are up for it just dont SMASH the car, you will be screwed but you could fight their policy as there are lots of holes and mistakes they made. e.g. Does not say WE DO NOT COVER YOUNG DRIVERS WHO ARE ILLEGALY DRIVING A PERFORMANCE VEHICLE.
